Cornerstone Insurance Group Central City

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Welcome to Cornerstone Insurance Group in Central City. Central City-  Originally named "Lone Tree" came into being in 1866. The city was named the county seat, and became the largest town in Merrick County. The courthouse, was built in 1871, and eventually replaced by the present structure in 1912. The town name was officially changed to Central City on July 1st 1875. The continually growing town is home to just over 3,000 people, and is home to a community celebration called Lone Tree Days. 

Meet our Central City Staff

Ann Heinen

Ann Heinen
Central City Insurance Manager 
[email protected]
(308) 946-9820

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Ann grew up in Aurora, Nebraska and attended college at Kearney State College. She began her insurance career in 1989 and joined Cornerstone Insurance Group in September of 2013. Ann has obtained her Property & Casualty, Crop, Health, Life and Annuity and Variable Contracts licenses. She has also earned her LUTCF (Life Underwriter Training Council Fellow) designation. Ann is involved with the 46ers, Planning & Zoning Commission and the Central City Housing Authority Board of Directors. Ann lives in Central City and has a daughter, son in law and two grandchildren with a third on the way!

Larisa Spencer

Larisa Spencer
Customer Service Agent
[email protected]
(308) 946-9820

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Larisa grew up just outside of Aurora, Nebraska and attended college at the University of Nebraska at Kearney. She began her insurance career in 2025 when she joined Cornerstone Insurance Group and is currently working toward earning her Property & Casualty license.
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Larisa enjoys using her creativity through drawing, painting, and other art mediums. In her free time, she also enjoys spending time outdoors and with family.

Address:
1631 16th Street
Central City, NE  68826
Phone: (308) 946-9820  
Fax: (308) 946-3162
Hours:
Monday - Friday: 8:00am - 5:00pm